For anyone who has not worked with a Financial Advisor, this question has likely crossed their mind at least once. According to Statista,* 65% of Americans in 2020 indicated that they do not work with a Financial Advisor.

Updated October 1st, 2021

I believe that we are at a point of inflection where risks of various types are weighing on the market as we remain relatively near all-time record high levels.

What Are the Main Areas of Risk for the Financial Markets?

Broadly, I would suggest that the three main areas of risk that are of concern today. The following areas of risk will be covered in detail below:

geopolitical risk

economic risk

political risk  

Geopolitical Risks: 

China’s Trade Tensions

China remains to be a relevant geopolitical concern.  Neither the U.S.

Why Should I Work With a Financial Planner?

by Brandon T. Guttery, Financial Advisor

August 31, 2021

Ummm…What Just Happened?

The last year has been chaotic to say the least. We saw a spike in unemployment, a sharp decline in the stock market, and still had a presidential election to sort out.

Addressing The Financial Planning Concerns of Young Adults

A recent financial survey showed that 51% of respondents who were millennials, and 56% of respondents who were of “Generation Z”, felt that they would never meet their financial goals.

Is The Economic Cycle Shifting?

I believe that the most pressing concern on the minds of my clients at the present time is inflation, and the evidence that is beginning to suggest a slowing of economic activity. On Wednesday of last week, Brandon and I had the opportunity to meet Brian Wesbury, the chief economist at First Trust, while attending a half-day seminar here in Birmingham.

We constantly monitor changes in many economic metrics so that we might better understand trends, and this improves our ability to manage investment portfolios to the objectives of our clients.  While today’s commentary will be very high level in nature, I would like to encourage everyone to visit my website where I have posted a 28-minute podcast within which I have offered a much deeper discussion.

Seasons Change…

Think of economic cycle changes as the changing of seasons. 

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Seasons Change

In our last two monthly editorials, we offered a high-level discussion about how economic variables might change under the new federal administration. Among other things, we discussed how a weaker dollar might characterize the coming economic environment, and how it also might create opportunities for investors going forward.  Understanding this is crucial as you look at your own financial stability and engage in portfolio management.  

Weakening Currency  

Newly appointed treasury secretary Janet Yellen has spoken on many occasions in recent weeks about the need for increasingly greater amounts of stimulus. On Monday,  Feb.

As Seen In The Tribune  

February 12, 2021  

A few weeks ago, we published an article containing a high-level overview of investment opportunities under the new federal administration. As a continuation of that theme, I  wanted to offer some greater depth on those thoughts and get you thinking about your financial plan, portfolio management, and financial planning.  

As of the end of January, in my opinion, I believe we are already beginning to see some classic characteristics of market rotation.